Frugal
Tier 2Frugal is a Tier 2 Spirit Charm in VV: Ultimatum that reduces cash lost from dying to players by 80%, but stops you from gaining cash from killing players.
Frugal is wealth insurance for dangerous neighborhoods. While equipped, you lose 80% less cash from dying to players - and in exchange, you don't gain cash from killing players at all. The flavor line lays out the philosophy: "Wealth is quiet. Rich is loud. Poor is flashy."
The charm is a pure defensive economic tool. For players carrying meaningful cash through PvP-active zones - travelling between vendors, farming in contested areas, or simply logging hours in a world where invasions happen - it converts the worst-case robbery into a minor tax. The cost only exists if player kills are part of your income: bounty hunters and invaders give up their cash cut entirely.
That makes the decision almost archetypal. PvE-focused earners and the frequently-hunted lose nothing they were counting on and keep 80% more of their pockets on death; PvP predators are paying real income for protection they may not need. Frugal requires Level 10; its zone, weight, and drop or vendor source are not documented in current community documentation.
Traits
Details
| Tier | Tier 2 |
| Requires | Level 10 |
FAQ
Who should use Frugal?
Players who carry cash and die to PvP more often than they profit from it - the 80% death-loss reduction protects your wallet, while the no-cash-from-players clause only hurts active PvP earners.
Does Frugal reduce cash lost to NPC or environment deaths?
The documented wording covers dying to players specifically; it does not mention other death types.